Fact Check: Fake 'FDR Relief Program' Will NOT Pay Off $25K Of Credit Card Debt

Fact Check

  • by: Jennifer Dobner
Fact Check: Fake 'FDR Relief Program' Will NOT Pay Off $25K Of Credit Card Debt Fact Check: Fake 'FDR Relief Program' Will NOT Pay Off $25K Of Credit Card Debt No FDR Fix

Does a federal financial relief program bearing the initials of former President Franklin Delano Roosevelt wipe out $25,000 or more in credit card debt for Americans? No, that's not true: Lead Stories found no evidence that the purported "FDR Relief Program" exists or that its promise of financial help is real.

The claim appears in multiple Facebook posts, including this one from September 12, 2022, under the title "The FDR Relief Program is Changing Lives - One Family at a Time." It opens:

Check if you are eligible to get $25,000 or more in credit card debt wiped away through the FDR Relief Program. Website now available for new enrollments.

Here's how it looked on the day of writing:

Screen Shot 2022-10-07 at 11.29.48 AM.png

(Source: Facebook screenshot taken on Fri Oct 7 11:29:48 2022 UTC)

The post shows a shaky video of a letter or email that informs the recipient that their enrollment in the "FDR Relief Program" has paid off their credit card balance in an amount of more than $20,000.

To give the appearance of credibility, the post appears to trade on FDR's name and his creation of federal financial relief programs to assist Americans during the Great Depression of the 1930s.

Text that points to a website for information and enrollment includes no link to such a page. In addition, as seen below, a Lead Stories search of what appears to be a company name on the letter featured in the video -- Finance Help USA -- resulted in either references to Roosevelt's Federal Emergency Relief Administration or a list of financial assistance resources and websites, but none using the name "Finance Help USA."

Screen Shot 2022-10-07 at 12.30.02 PM.png

(Source: Screenshot of Google search page taken on Oct 7 18:30:02 2022 UTC)

Similar posts, including one from September 27, 2022, with a split image of the letter video and one of people screaming and jumping with excitement, uses the same text and offers the same promise.

Lead Stories found that in both instances, the Facebook landing pages where the claims originated included links to webpages that either do not exist or no can no longer be found, including the one for FinanceAssistAmerica.org.

On its website, the Federal Trade Commission (FTC) says many debt relief services scams target consumers with false promises to negotiate or resolve debt repayments obligations. The programs often charge large up-front fees, but fail to provide help, according to the agency, which frequently prosecutes those behind the schemes. Both the FTC and the Consumer Financial Protection Bureau provide information for consumers about spotting and reporting consumer financial fraud schemes.

Lead Stories has previously fact checked similar claims of debt relief from government programs that provide debt erasure, grants or stimulus loans for homeowners, Social Security recipients and other Americans that have all proved to be false.

Want to inform others about the accuracy of this story?

See who is sharing it (it might even be your friends...) and leave the link in the comments.:


  Jennifer Dobner

Jennifer Dobner is a Salt Lake City-based journalist with more than two decades of reporting experience. Jennifer has worked as a staffer for The Associated Press, The Salt Lake Tribune, San Diego Union-Tribune and Idaho Falls Post-Register. As a freelancer her work has been published by The New York Times, Outside Magazine Online, Reuters, Cannabis Wire and others. Jennifer’s documentary film work includes the international award-winning 2018 film Church & State and 2021’s award-winning Anchor Point.

Read more about or contact Jennifer Dobner

About us

International Fact-Checking Organization Meta Third-Party Fact Checker

Lead Stories is a U.S. based fact checking website that is always looking for the latest false, misleading, deceptive or inaccurate stories, videos or images going viral on the internet.
Spotted something? Let us know!.

Lead Stories is a:


Follow us on social media

Subscribe to our newsletter

* indicates required

Please select all the ways you would like to hear from Lead Stories LLC:

You can unsubscribe at any time by clicking the link in the footer of our emails. For information about our privacy practices, please visit our website.

We use Mailchimp as our marketing platform. By clicking below to subscribe, you acknowledge that your information will be transferred to Mailchimp for processing. Learn more about Mailchimp's privacy practices here.

Most Read

Most Recent

Share your opinion