Is the federal government offering "stimulus loans" worth up to $40,000 for Americans? No, that's not true: No such "stimulus loans" have been offered. There are many ads posted on Facebook that try to trick people into believing that fake financial aid is being issued by government entities.
The claim appeared in a Facebook post on July 20, 2022. The title of the link in the post reads "Biden Stimulus Loans Up To $40,000 To Help Americans" and has images of President Joe Biden and a close-up of a Department of the Treasury check. The caption of the post reads:
My neighbor told me about 2022 Stimulus loans and at first I thought she was joking. But I went on the website and I'm glad that I did... Little did I know, I was able to get $10,000 in less than 2 minutes. Every American should see how much they can get. Click below to get 2022 Stimulus Loan Today!
This is what the post looked like on Facebook at the time of writing:
(Source: Facebook screenshot taken on Tue Jul 26 14:35:46 2022 UTC)
The website linked in the post leads users to a website called Happy America Center (archived here) that does not appear to be affiliated with the federal or any state government. A screenshot of the website is shown below:
The website advises users to go to an "official website" to receive the funds. That "official website" leads users to a website titled RedArrowLoans (archived here), which also does not appear to be affiliated with the federal or any state government. A screenshot of that website is below:
The Department of the Treasury has not announced any 2022 "stimulus loans" like those described in the Facebook post. Even the Coronavirus Aid, Relief, and Economic Security (CARES) Act payments sent to eligible Americans have more stipulations than the supposed "stimulus loans" referenced in the Facebook post. Lead Stories also could not find any information about 2022 "stimulus loans" offered to Americans by any other department or agency in the federal government.