Fact Check: US Supreme Court Did NOT Rule In 'Moore vs Alliant Credit Union' That Mortgages And Fiat Currency Are Illegal -- No Such Case, No Such Ruling

Fact Check

  • by: Alexis Tereszcuk
Fact Check: US Supreme Court Did NOT Rule In 'Moore vs Alliant Credit Union' That Mortgages And Fiat Currency Are Illegal -- No Such Case, No Such Ruling Not Real Case

Did the U.S. Supreme Court rule in a case titled "Moore vs Alliant Credit Union" that mortgages and fiat currency are illegal? No, that's not true: There was no such case in front of the Supreme Court and therefore, no such ruling. A person named Zachary Moore was involved in a lawsuit against his mortgage company and lost the case, resulting in the property being sold in foreclosure. He posted the fake story that the Supreme Court ruled in his favor on his blog, calling it a "mock legal proceeding."

The claim appeared in a video (archived here) where it was published on TikTok on January 21, 2025. It was captioned:

Moore V Alliant Credit Union Supreme Court Case official announcement #scotus #supremecourt #debt #money

This is what the post looked like on TikTok at the time of writing:

Screen Shot 2025-02-25 at 11.31.32 AM.png

(Source: TikTok screenshot taken on Tue Feb 25 18:45:39 2025 UTC)

In the video an unidentified narrator says:

Official announcement regarding Moore vs Alliant Credit Union to all lawyers financial institutions and law enforcement officers date January 17, 2025. On January 14, 2025, the Supreme Court of the United States issued its landmark decision in Moore vs. Alliant Credit Union with Justice Anthony Alito presiding. The ruling declared all forms of fiat currency, money issued without intrinsic value legally null and void effectively immediately. Additionally, any debts derived from such currency were deemed invalid based on the determination that the foundational practices of modern banking and credit are inherently fraudulent.

There is no such case as Moore Vs. Alliant Credit Union as this screenshot of a search of the Supreme Court website using keywords "moore alliant" shows:

Screen Shot 2025-02-25 at 11.21.48 AM.png

(Source: Supremecourt.gov website screenshot taken on Tue Feb 25 18:47:21 2025 UTC)

The story was originally published on the blogspot website (archived here) of Zachary Moore, who lost his case in Colorado when his mortgage company foreclosed on the home he lived in, according to the court documents (archived here). Fiat money is government-issued currency that is not backed by a commodity, such as gold.

Moore notes on his blogspot website that the case is a "mock legal proceeding":

The Moore v. Alliant Credit Union case, though presented as a mock legal proceeding, carries profound significance. It serves as a reminder that the ultimate source of binding law is not Congress, the Supreme Court, or any legislative or judicial body, but the people themselves, guided by their ability to discover, comprehend, and live in harmony with natural law.

Other social media accounts have posted the details from the case without noting that it is not real, with an example here (archived here).

Lead Stories previously debunked a claim about mortgages and fiat currency here.

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  Alexis Tereszcuk

Alexis Tereszcuk is a writer and fact checker at Lead Stories and an award-winning journalist who spent over a decade breaking hard news and celebrity scoop with RadarOnline and Us Weekly.

As the Entertainment Editor, she investigated Hollywood stories and conducted interviews with A-list celebrities and reality stars.  

Alexis’ crime reporting earned her spots as a contributor on the Nancy Grace show, CNN, Fox News and Entertainment Tonight, among others.

Read more about or contact Alexis Tereszcuk

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