Did President Joe Biden sponsor a new "health credits" subsidy program in Arizona? No, that's not true: The claim that the government is freely giving out health credits is a scam. Such scams are usually attached to an ad asking whether a person needs federal assistance or insurance. Biden, who purportedly backed the program, did not post such an endorsement.
The claim originated in a 41-second clip shared on Facebook on January 3, 2024, (archived here) with a caption that read, "Arizona Residents: There is only 24 hours left to claim this benefit 
Attention Arizona. I've been on about this for months and now it's down to the wire. The last week to grab this incredible subsidy. It's open to everyone, no matter your job situation as long as you're not covered by Medicare or Medicaid, you're eligible. This subsidy gives you health credits, which can be a game-changer for your bills and daily needs. Think of the surplus cash for your rent, groceries, and other essentials. You might even be able to give up your second job thanks to these monthly health credits. Don't miss out, I've put the link below. Claim you're subsidy before time runs out.
This is what the post looked like on Facebook at the time of writing:
(Source: Facebook screenshot taken on Mon Jan 8 19:02:30 2024 UTC)
There is no evidence that the Biden administration announced such a program. No announcement (archived here) using a keyword search of "health credit subsidy" was found on the White House website. Similarly, a search for the phrase "Biden health credits subsidy" (archived here) using Google News' index of thousands of credible news sites did not reveal any factual reports that this is a real program.
With a screengrab taken from the 3-second mark of the clip, Lead Stories conducted a reverse image search using the search engine Yandex (archived here) and traced the clip to a 2023 video published by North America's Building Trades Unions, titled "2023 U.S. LEGISLATIVE CONFERENCE: REMARKS BY PRESIDENT JOE BIDEN" (archived here).
The video shared on social media, however, edited the aforementioned footage to replace the authentic audio with a voice that sounded like Biden. This audio appears to be faked, as is indicated by the audio not syncing with the movement of Biden's mouth.
The video on Facebook also included a link that led to the website yourhealthybenefits.com (archived here). When clicked, the link directed to a generic webpage that claimed "Americans Have Only 24 Hours Left To Claim a $6,400 Health Subsidy." The website is not affiliated with the U.S. government nor does it represent genuine offerings.
Lead Stories first reported on the benefit scam in August 2023. At the time, our newsroom searched through the federal government's benefits website and determined that there was no credible evidence to support such claims. We wrote that:
The companies behind such web pages typically are trying to advertise some federal assistance guidance or insurance service to users. The federal government has warned Americans that it "does not offer 'free money'" and that such claims are often scams.
As of January 8, 2024, the above information was still accurate.
Lead Stories also dug through the official White House social media accounts (X, Instagram, YouTube, and Facebook). As of January 8, 2024, the president had not shared such endorsements or videos on his platforms.
Lead Stories has debunked similar claims, including that Biden did not endorse a plan by the federal government to distribute a "health subsidy" worth up to $6,400 and that there were no $6,400 in health credits by the federal government.
Lead Stories has debunked numerous claims that such health credits are available to Americans who apply for them. Such fact checks can be found here.
